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  • Total Questions: 85
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  • Total Questions: 85
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Life-Producer PDF Practice Q&A's

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  • Total Questions: 85
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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. An individual life insurance policy may include coverage for all of the following EXCEPT:

A) Disability
B) Workers' compensation
C) Burial
D) Long-term care


2. The Medical Information Bureau may release information in the proposed insured's file to:

A) Any physician
B) Employment agencies
C) Member insurance companies
D) The insured's employer


3. Advertisements in general shall be:

A) Truthful
B) Approved by the Insurance Commissioner
C) Clear only by familiarity with insurance terminology
D) Clear only by implication


4. The amount received for a life insurance policy in a viatical settlement is:

A) Greater than the death benefit
B) Less than the death benefit
C) Equal to the sum of all premiums paid
D) Equal to the death benefit


5. Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?

A) Period certain
B) Cost recovery
C) Cash refund
D) Installment refund


Solutions:

Question # 1
Answer: B
Question # 2
Answer: C
Question # 3
Answer: A
Question # 4
Answer: B
Question # 5
Answer: A

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